Are You A Rate Tart?

Want to know what one is?

Those of us who transfer an existing credit card debt to another provider offering a lower or perhaps even a zero rate are sometimes labelled by the industry with the nickname of "card tart" or "card surfer".

Similarly, those of us who transfer savings to higher rate accounts and mortgages and loans to lower rate accounts are sometimes referred to as a "rate tart". But remember, sensible and responsible management of your personal finances can quite easily save you money - it might as well be in your pocket rather than theirs !